We live and breathe compliance.
It’s in our DNA.

Community Bank Real Estate Solutions is a federally regulated Appraisal Management Company. We are 100% AIR (Appraiser Independence Regulation) and FHA compliant. We are also compliant with the standards of UAD, USPAP, FNMA and FHLMC. We have established guidelines that meet federal rules in the Truth-in-Lending Act (TILA) and the Dodd-Frank Act, as promulgated by the Consumer Financial Protection Bureau (CFBP).

Here is how we work:

We are committed to providing outstanding service, tailored to the business needs of our clients. Every appraisal is performed by a certified professional with demonstrated local market knowledge. Every appraisal gets a thorough quality review before delivery to the client.

Our appraisal review process:

• A fitness review of all appraisals before forwarding to FNMA and FHLMC.
• A review of the Submission Summary Report (SSR) to determine quality concerns; and
• An internal Enhanced Review of each appraisal prior to submission to the client.

For more information about our compliance, please read 12 USC 3353 (c) Federally regulated financial institutions: https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title12-section3353&num=0&edition=prelim